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Bank customers who lose track of their business or personal bank account in Nigeria risk theft and fraud.
Bank accounts owners in Nigeria are affected by several events that could make them lose track of their balance.
From leaving the country, losing a connected phone number and more, this is a real problem that has led to the loss of money in bank accounts.
Banks have systems in place to make these situations easy to handle especially for business people.
Despite these, theft still occurs. This is why customers and business account holders need to take further precautions.
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Aside from theft and fraud in bank accounts, a regular check of accounts and balances gives a customer power over their financial lives.
They can stay up to date with bank fees as well as avoid going empty without knowing it.
All the options available to check account balances are provided by banks’ in Nigeria and they allow customers to have customizable controls.
Use banks’ online portals to access account data. Most banks if not all have websites and bank account portals that customers can visit at any time. Use these portals daily to view balance and any recent transactions.
Use banks’ app. Bank apps are simplified to allow customers opt-in for alerts. These alerts come in real-time whenever there is a transaction on the customer’s account.
Contact banks’ customer care on the phone or live chats: If the other methods fail at any point, try contacting the bank for an account balance update or have a live chat with them.
Use an ATM: Go to a nearby ATM, use it whenever necessary for checking account balance. Some ATM ‘s offer more services than just checking account balances and the usual withdrawals.
Sometimes delay in the system or network could affect account balance, therefore, causing some inaccuracy. Certain transactions may not also show up immediately depending on the nature of it.
